Senior Product Manager – Card Issuance and Experiences

About the role

Join BILL as a Senior Product Manager on the Cards team, shaping card issuance and virtual card experiences for small and midsize businesses. You will own product strategy and execution for AP card and virtual card issuance, driving adoption, engagement, and revenue growth.

Key responsibilities

• Own end‑to‑end product strategy and roadmap for AP card and virtual card issuance.
• Define and evolve card products for multiple customer segments, including SMB users and accountants.
• Apply deep knowledge of card issuance mechanics, unit economics, and partner ecosystems to scale offerings.
• Deliver reliable, resilient payment experiences while introducing new card products.
• Identify product‑led growth opportunities to increase repeat usage and reduce manual activation.
• Partner cross‑functionally with Engineering, Design, CX, Ops, Marketing, and Sales.
• Define success metrics, instrument tracking, and use data and customer insight for prioritization.
• Leverage AI‑assisted tools for research, prioritization, and PRD writing.

Required profile

• 5+ years of product management experience owning payments or card products in a fast‑moving fintech or startup.
• Hands‑on experience with card issuance, virtual cards, commercial cards, or related payments infrastructure.
• Proven track record of building product experiences that drive adoption, engagement, revenue, and retention.
• Strong product sense, comfortable working with ambiguous data and defining own success metrics.
• Experience collaborating across engineering, design, operations, and go‑to‑market teams.

Required skills

• Deep understanding of card issuance mechanics, authentication, processing, BIN sponsorship, transaction settlement, and unit economics.
• Familiarity with card issuance platforms, partner ecosystems, and product‑led growth principles.

What we offer

• Competitive salary range ($123,500 – $148,200 USD) with bonus and equity participation.
• Comprehensive benefits: 100% paid health, dental, vision, HSA/FSA, life and disability insurance.
• 401(k) retirement plan, flexible spending & health savings accounts.
• Paid holidays, wellness days, flexible time off.
• Employee stock purchase program, wellness & fitness initiatives, recognition and referral programs.