Senior Compliance Analyst – North America

About the role

Paysend is looking for an experienced Senior Compliance Analyst to support its North American compliance program across the United States and Canada. Operating in the second line of defense, you will help ensure regulatory and financial‑crime compliance while the business scales.

Key responsibilities

• Review and investigate transaction monitoring alerts, sanctions screenings, unusual activity referrals and escalated compliance cases.
• Conduct risk‑based investigations using customer, transaction, behavioral and geographic data, and prepare supporting documentation.
• Prepare and file Suspicious Activity Reports (SARs) and other regulatory filings, ensuring deadlines are met.
• Support sanctions compliance activities, including OFAC screening reviews, true‑match analysis, testing and control validation.
• Assist with development, implementation and maintenance of compliance policies, procedures, controls and regulatory inventories.
• Support Canadian AML/ATF program, FINTRAC reporting, customer due diligence and the Retail Payment Activities Act framework.
• Coordinate responses to regulatory examinations, audits, independent reviews and sponsor‑bank assessments.
• Execute compliance monitoring, testing and quality‑assurance reviews across AML, sanctions and regulatory reporting.
• Collaborate with Compliance, Risk, Fraud, Operations, Legal, Product and Technology teams to implement initiatives and manage remediation workstreams.

Required profile

• Bachelor’s degree in Business, Finance, Accounting, Criminal Justice, Law, Compliance, Risk Management or a related field.
• Minimum 5 years of experience in AML/BSA, sanctions, financial‑crime compliance, regulatory compliance or risk management within fintech, payments, remittance, MSB or banking.
• Proven experience conducting investigations, sanctions reviews and regulatory reporting.
• Experience supporting regulatory examinations, audits or remediation programs.
• Strong analytical, investigative and written communication skills with the ability to prepare regulator‑defensible documentation.
• Ability to manage multiple priorities, work independently and influence stakeholders.