District Senior Credit Officer

About the role

Associated Bank is seeking a District Senior Credit Officer to provide credit leadership, risk oversight and approval support for its Commercial Real Estate (CRE) lending teams. The role partners with business leaders to evaluate credit opportunities, maintain portfolio quality and support profitable growth, while developing a team of experienced credit professionals.

Key responsibilities

• Evaluate and approve CRE lending requests in line with credit policies, risk tolerances and regulatory requirements.
• Partner with CRE relationship managers to structure credit solutions for clients.
• Monitor portfolio quality, asset quality ratings and concentration trends to manage risk proactively.
• Provide guidance on loan policy, underwriting standards and credit risk management.
• Support executive reporting, loan loss forecasting and portfolio reviews.
• Contribute to strategic initiatives such as portfolio acquisitions, integrations and continuous improvement.

Required profile

• Bachelor's degree in Business, Finance, Accounting or a related field, or equivalent education and experience.
• 8+ years of commercial credit administration experience with delegated credit approval authority.
• Experience evaluating complex commercial credit transactions and applying sound risk management practices.
• Previous leadership experience developing, coaching and managing credit or lending professionals.
• Preferred: advanced credit approval authority, direct partnership with commercial banking sales and relationship teams, and experience in a regional or national bank.

Required skills

• Commercial lending and credit underwriting
• Portfolio management
• Knowledge of regulatory requirements
• Certifications in credit, banking, risk management or financial analysis preferred

What we offer

• Pay range of $167,860 to $287,760 per year, depending on location, skills and experience.
• 401(k) and pension plans, paid time off for volunteering, and Colleague Resource Groups.
• Professional development, competitive salaries, and bonus benefits including well-being programs, parental leave, an employee stock purchase plan and military benefits.
• Personal banking, loan, investment and insurance benefits.