Credit Risk Manager

About the role

The Credit Risk Manager at IQVIA supports enterprise credit risk governance through customer credit assessments, payment schedule approvals, review of contract and financial terms, and oversight of credit-related decision support. The role evaluates customer creditworthiness, monitors financial exposure, supports risk-based contracting decisions and works with Sales, Finance, Contracts, Legal, Billing and Collections to make timely commercial decisions while protecting financial, compliance and risk interests.

Key responsibilities

• Lead customer credit assessments and evaluate creditworthiness, exposure, payment behavior and other risk indicators.
• Review and approve payment schedules, extended payment terms and customer-specific financial arrangements in line with corporate credit policy.
• Provide credit risk guidance for new business opportunities, including contracting, pre-award reviews and risk-based commercial decisions.
• Review contract language and financial terms to identify and mitigate credit, collection, billing and cash flow risks.
• Monitor portfolio risk trends, customer exposure, delinquency and payment performance to spot emerging credit concerns.
• Partner with Commercial, Finance, Contracts, Legal, Billing and Collections to resolve credit issues, payment delays and contractual matters.
• Support risk governance through policy compliance, documentation of credit decisions, escalation of exceptions and oversight of risk-based contracting.
• Drive continuous improvement through reporting, analytics, automation, process enhancements and decision-support tools.

Required profile

• Strong knowledge of credit risk management, financial statement analysis, customer creditworthiness and commercial finance processes.
• Ability to evaluate financial performance, payment behavior, contract terms and exposure data.
• Working knowledge of accounts receivable, collections, billing, dispute management and cash flow implications.
• Strong communication and influencing skills, able to explain credit decisions and work across cross-functional teams.
• Analytical, organizational and prioritization skills, able to manage multiple time-sensitive requests.

Required skills

• Proficiency in Microsoft Office, including Excel and PowerPoint.
• Experience using analytics and automation tools to strengthen decision support.

The potential base pay range, annualized, is $70,600 to $176,400, depending on qualifications, location and schedule; incentives, bonuses and benefits may also apply.