Financial Control & Analysis – Cost Control Associate

About the role

The Financial Control & Analysis – Cost Control Associate supports financial planning, cost management, and performance analysis across Santander. Working closely with front‑office developers and multiple support functions, the role ensures accurate financial governance and drives cost‑optimization initiatives.

Key responsibilities

• Lead and support the annual budgeting process and monthly forecasting activities.
• Monitor, control, and analyze operating expenses, identifying risks, opportunities, and cost‑optimization initiatives.
• Perform profitability, trend, and KPI analysis; prepare variance analysis against budget, forecast, and prior year.
• Consolidate, validate, and analyze financial data from multiple systems, databases, and ERP platforms.
• Prepare recurring and ad‑hoc financial reports to support management decision‑making.
• Validate cost allocations across legal entities and lines of business.
• Support and monitor execution of cost‑saving and efficiency programs.
• Develop and maintain financial models for planning, forecasting, and business analysis.
• Partner with finance and business stakeholders to improve reporting processes, data quality, and identify automation opportunities.

Required profile

• Strong analytical capabilities with high attention to detail.
• Excellent communication and presentation skills.
• Proactive mindset and strong focus on execution.
• Ability to manage multiple priorities and work under tight deadlines.
• Effective support for business decision‑making in a dynamic environment.

Required skills

• Financial analysis
• Budgeting and forecasting
• ERP platforms
• Financial modeling