Regulatory & Product Counsel (FinTech)

About the role

This position sits at the intersection of product development, consumer financial regulation, and compliance within a fast‑growing fintech firm. Working closely with the General Counsel, you will provide practical legal advice that shapes innovative banking and payments solutions for working Americans.

Key responsibilities

• Advise product and business teams on new features, partnerships, and go‑to‑market initiatives.
• Interpret and apply consumer financial services laws such as UDAAP, TILA, EFTA, ECOA, and related state regulations.
• Support and enhance the company’s Compliance Management System, including policies, training, monitoring, and remediation.
• Review customer‑facing communications and marketing materials for regulatory compliance.
• Assist with third‑party and vendor risk management, including contract review.
• Manage state licensing requirements, renewals, filings, and ongoing obligations.
• Participate in internal audits, external examinations, and regulatory inquiries.
• Collaborate with banking and strategic partners on compliance matters.
• Monitor legal and regulatory developments and translate them into actionable guidance.

Required profile

• J.D. from an accredited law school and active membership in at least one U.S. state bar.
• Approximately 3+ years of legal experience in a law firm, regulatory agency, financial institution, or fintech company.
• Strong knowledge of consumer financial protection laws, including TILA, EFTA, ECOA, UDAAP, and relevant state regulations.
• Experience advising product or business teams in a regulated environment.
• Familiarity with Compliance Management Systems and related compliance functions.
• Excellent communication and organizational skills, with the ability to manage multiple priorities in a fast‑paced setting.
• Experience with state lending or money‑transmission licensing, bank partnership models, or third‑party risk management is a plus.

Required skills