Private Wealth Management Investment Consultant

About the role

The Investment Consultant – Wealth Planning Specialist supports the FA/PWA team by developing, maintaining, and overseeing comprehensive financial plans for high‑net‑worth clients. The role focuses on integrating annuities and insurance solutions into those plans while ensuring compliance and client suitability.

Key responsibilities

• Provide full‑cycle financial planning, including income replacement, retirement, estate, business, and wealth transfer strategies.
• Act as the liaison for the FA team in the selection and purchase of annuities and insurance products.
• Promote and implement Goals‑Based Wealth Management tools and practices.
• Lead client meetings to discuss annuity and insurance investment strategies and options.
• Monitor client holdings for ongoing suitability and recommend upgrades or reallocations as needed.
• Assist in case design, asset/liability matching, and integration of insurance solutions into financial plans.
• Maintain relationships with internal specialists and external partners to facilitate product implementation.
• Identify and connect clients to additional banking and service opportunities based on plan insights.
• Participate in client prospecting and drive meeting initiatives.

Required profile

• College degree or professional certification (e.g., CFP).
• 10+ years of relevant experience in wealth management, financial planning, or insurance.
• Insurance license and wealth transfer/trust experience.
• Active Series 7, 63, and 65 or Series 7 and 66, or successful completion of the required exams within company policy.
• Minimum of 5 years FINRA registration preferred.

Required skills

• Extensive knowledge of financial planning, annuities, and insurance products.
• Familiarity with Morgan Stanley’s insurance, annuities, and financial planning suite is a plus.
• Strong interpersonal, written, and verbal communication abilities.
• Understanding of applicable compliance rules, regulations, and firm policies.

What we offer

• A career at a globally recognized firm with 90 years of financial expertise.
• Commitment to diversity, inclusion, and community involvement.
• Opportunities for professional growth within a collaborative environment.