Mortgage Loan Originator

About the role

The Mortgage Loan Originator will proactively generate new residential mortgage business in the Lorain area, leveraging both internal and external sources. This role involves guiding borrowers through the loan process while ensuring compliance and delivering exceptional customer service.

Key responsibilities

• Solicit and develop new mortgage lending opportunities through networking, referrals, and community involvement.
• Submit complete credit applications with supporting documentation and manage loan rate locks.
• Review applications, credit files, and qualifications to recommend appropriate loan products and pricing.
• Maintain compliance with third‑party agencies, vendors, and federal/state regulations.
• Collaborate with internal teams and external referral sources to ensure a smooth origination process.

Required profile

• 3–5 years of mortgage origination or sales experience.
• High school diploma (additional education preferred).
• Strong interpersonal skills and ability to build effective relationships.

Required skills

• Proficiency with Microsoft Office applications.
• Experience using Ellie Mae‑Encompass loan origination software.
• Knowledge of Freddie Mac Loan Product Advisor and Optimal Blue pricing engine.
• Active NMLS registration as required by the SAFE Act.