Loan Processor / Closer (Private Lending)

About the role

F2 Finance is a private real estate lender originating short-term residential bridge loans across the United States, part of the Faes & Co group. It is growing a high-velocity, in-office team in Santa Monica. This is a hands-on role for someone who wants to learn private credit underwriting end to end, working files from initial intake through to closing and supporting the broader credit and portfolio function. You will own the mechanics of the file so the credit lead can focus on credit judgment, structuring and portfolio strategy.

Key responsibilities

• Manage the loan file from intake through closing: open the file, build the credit package, track conditions and drive items to completion.
• Order and review third-party reports such as appraisals, title, flood, insurance and background searches.
• Coordinate with brokers, borrowers, title, escrow and counsel to clear conditions on time.
• Maintain clean, audit-ready loan files and meet documentation standards.
• Spread borrower financials, build sources and uses, and prepare initial credit summaries for the credit lead.
• Run preliminary checks on property values, comparables and exit assumptions.
• Draft term sheets and credit memos under the supervision of the credit lead, and track exceptions and policy compliance.
• Support the credit lead on portfolio matters, including data pulls, updating the loan tape and preparing watchlist materials.
• Assist with extensions, payoffs and routine borrower correspondence, and identify process improvements that reduce time to close.

Required profile

• 2 to 4 years of experience in private lending, hard money, residential bridge lending, mortgage operations, loan processing or real estate finance; direct experience closing loans is strongly preferred.
• Comfortable owning a file end to end, raising issues early and working under direct supervision while taking initiative.
• Excellent tracking discipline across many simultaneous files, deadlines and counterparties, with strong attention to detail.
• Bachelor's degree preferred but not required.

Required skills

• Clear, professional written and verbal communication with brokers, borrowers and vendors.
• Google Sheets.
• Familiarity with loan origination systems is a plus.
• Comfortable working in a modern, AI-assisted workflow using Notion and an in-house system called ATLAS.

What we offer

• 10 days of paid holiday.
• Medical insurance.
• Parking in the buildings.
• Snacks, good coffee and weekly office lunches.