Financial Crimes Analyst

About the role

Varo is a fully digital, FDIC‑insured bank seeking a Financial Crimes Analyst to join its Financial Crimes Investigations (FCI) team. You will conduct targeted investigations to uncover money‑laundering, terrorist‑financing, fraud, cyber‑crime and other regulatory violations, while collaborating with risk, product, fraud operations and engineering teams.

Key responsibilities

• Review moderate and complex transaction monitoring & surveillance alerts and conduct case investigations.
• Prepare and review case narratives and Suspicious Activity Report (SAR) filings.
• Perform historical transactional reviews and support law‑enforcement information‑sharing requests (314(a) and 314(b)).
• Maintain up‑to‑date knowledge of BSA/AML regulations and FinCEN guidelines.
• Identify patterns and trends indicative of financial crime and recommend risk‑based decisions.

Required profile

• 2+ years of transaction monitoring, AML, counter‑terrorism, anti‑bribery or anti‑fraud investigation experience.
• Experience as an intelligence analyst or in counter‑threat finance within DoD, intelligence community, law enforcement or supporting agencies.
• Proven ability to prioritize workloads, meet deadlines and make judgment‑based decisions with limited information.
• Excellent written and verbal communication, interpersonal and collaborative skills.

Required skills

What we offer

• Competitive cash compensation aligned with US‑based growth‑stage companies.
• Opportunities to work on high‑impact projects that shape the future of digital banking.
• Collaborative environment with forward‑thinking, mission‑driven colleagues.