Senior Credit Analyst – Consumer Goods

About the role

As a Senior Credit Analyst at Nestlé USA, you will analyze financial information to generate insights that guide credit limit decisions and risk categorization. You will partner across functions to balance risk mitigation with sales growth while supporting the Credit Management team.

Key responsibilities

• Collaborate with CoC and Business Solutions Center teams to resolve receivables and master‑data escalations.
• Review, release or reject sales orders blocked for credit issues and advance orders when appropriate.
• Maintain credit files in SAP and Salesforce and perform regular credit analyses.
• Evaluate customer credit risk using financial data, credit models and external insights to set limits and risk categories.
• Conduct new‑customer credit reviews, approvals and set‑ups.
• Answer credit inquiries and act as liaison to sales, sales finance and BSC teams.
• Prepare management reports and run credit simulations to detect trend changes.
• Support continuous‑improvement initiatives and help keep past‑due accounts to a minimum.

Required profile

• Bachelor’s degree in Business Administration, Accounting or Finance (MBA preferred).
• Minimum 4 years of experience in credit, accounts receivable, accounting or finance.
• Flexibility to work holidays and travel 5‑10 % domestically.
• Experience in the CPG industry and familiarity with SAP and High Radius preferred.

Required skills

• SAP
• Salesforce
• High Radius accounts‑receivable system
• Financial modeling
• Microsoft Excel
• Power BI
• Microsoft Office applications (Word, Outlook)

What we offer

• Performance‑based incentives and a competitive total‑rewards package.
• 401(k) plan with company match.
• Comprehensive healthcare coverage.
• Inclusive, collaborative workplace that supports continuous learning.