Ratings Associate

About the role

Moody's is looking for a Ratings Associate in New York, working in the Ratings & Research Support (RRS) team alongside Credit Rating Analysts. The associate helps assign and monitor credit ratings of companies, governments and structured financings, taking part in credit rating committee discussions and using digital tools and AI to support the ratings process. The role can be placed in one of the RRS groups: Corporate Finance, Financial Institutions, Public Finance, or Project and Infrastructure Finance.

Key responsibilities

• Support analysts on credit ratings, research and market outreach
• Analyze data and financial documents, prepare and run financial models and forecasts
• Draft rating committee memos, attend committee meetings and help publish credit research reports
• Monitor market developments and news to assess credit quality and industry trends
• Attend investor and issuer meetings as required and help prepare presentations
• Develop skills through training and hands-on work, and learn about sustainability, cyber risk, private credit and local financial markets

Required profile

• Minimum undergraduate degree (Bachelors or equivalent) with a strong academic record (minimum GPA 3.0 in the US)
• Availability to start in January 2027
• Accounting knowledge with a focus on financial analysis, or relevant work or internship experience
• Preferred: experience with data analysis and visualization tools, Python and SQL, and a basic understanding of fixed income markets or credit

Required skills

• Proficiency in MS Excel, Word and PowerPoint
• Preferred: PowerBI, Tableau, KNIME, Alteryx
• Strong communication, organization, analytical thinking and teamwork skills

What we offer

• Anticipated base salary of $82,400-$95,500 for US-based roles, plus incentive compensation
• Medical, dental, vision, parental leave, paid time off, 401(k) and life, disability and accident insurance
• Employee stock purchase plan and tuition reimbursement