Corporate & Investment Banking Associate – Supply Chain & Working Capital

About the role

Santander is seeking a motivated Associate to support the structuring and origination of Supply Chain Finance (SCF) transactions. The role focuses on delivering working capital solutions for corporate clients across the United States and cross‑border flows, combining analytical structuring with business development activities.

Key responsibilities

• Support the structuring and execution of Supply Chain Finance solutions.
• Identify origination opportunities within existing client portfolios and assist senior team members in new business development.
• Partner with Relationship Managers and product specialists to craft client‑specific working capital strategies.
• Prepare client presentations, pitch materials, and proposals emphasizing SCF structuring and value proposition.
• Participate in client discussions as a product specialist, advising on working capital optimization and supply chain strategies.
• Execute end‑to‑end deal processes, including financial analysis, pricing, internal approvals, and coordination with stakeholders.
• Coordinate with Legal, Risk, Compliance, Operations, and Technology teams to ensure smooth transaction execution and onboarding.
• Support portfolio management by monitoring program performance, utilization, and profitability.

Required profile

• Strong analytical and quantitative abilities.
• Excellent communication and presentation skills.
• Ability to work collaboratively with internal and external stakeholders.
• Interest in corporate banking, supply chain finance, and working capital solutions.

Required skills

What we offer

• Opportunity to work within a global leader in financial services.
• Exposure to cross‑border transactions and complex financing structures.
• Professional development in a technology‑driven, customer‑centric environment.