Credit Specialist – Underwriting

About the role

Forward Financing is seeking a Credit Specialist to join its Credit Advisory team within the Underwriting department. In this position you will act as the “human in the loop” for the company’s automated decisioning model, ensuring data accuracy, enforcing risk rules, and supporting profitable growth.

Key responsibilities

• Validate the accuracy of owner, business, and cash‑flow data for customer applications.
• Execute pre‑decision fraud controls, act on automated risk flags and manage escalations to the Fraud Operations team.
• Recommend appropriate underwriting stipulations before the final model review.
• Provide ideas and recommendations to improve operational processes and risk‑assessment criteria.

Required profile

• Analytical mindset with a focus on data validation and quantitative control.
• Ability to identify patterns and spot potential data‑integrity issues or fraud indicators.
• Strong collaborative skills to work across departments such as Portfolio Strategy and Fraud Operations.
• Self‑motivated professional who exercises good judgment in a fast‑paced environment.
• Intermediate English fluency.

What we offer

• Flexibility to work from home, the office, or a combination, with flexible hours.
• Opportunity to shape the future of a fast‑growing fintech and influence scaling efforts.
• Mission‑driven environment focused on providing fast, flexible funding to underserved small businesses.